Union Bank of India offers an international credit card which provides a hassle free and safe transaction experience to its customers around the world. The insurance amount offered is as follows:- Type of card Other than Air Accident Air Accident Classic Rs. Let us analyze the various cards offered by Union Bank of India in detail. The card division of the bank will get in touch with the customer as earliest as possible with the status of the transaction. Also, if you have applied for , understand the added responsibilities that come with them such as who will manage the cards, pay bills and debts, etc. Based on the analysis, we help you discover loans and credit cards best suited for your credit profile. We may apply your payments in the order we choose from time to time.
The credit limit value is pretty good with this Union bank of India visa international signature credit card. How do we help you? Disclaimer: Thank you for using CreditCardValidator. The interest rate and charges are good. American Express is a federally registered service mark of American Express. The customer is required to click on the link Union bank credit card bill and make the online payment.
The Signature credit card holders gets 4 points for every Rs. Interest calculated on all the purchases from the date of purchase and 2. This popular bank has a large clientele base of 49 million. These cards have very affordable interest rates, flexible repayment periods and they provide a high credit amount. What is a credit limit? The lost card liability is restricted to the amount of Rs. Credit Card Options To Fit Your Lifestyle Choosing the right credit card is easier than ever. Digit 16 — The Check Digit The last digit of the card number the 16th digit in most cases is the check digit, which is calculated by applying a mathematical formula called the to the preceding portions of the account number.
If the customer finds his lost card back he should immediately destroy the same. Credit cards give you a lot of power and if you follow some crucial mantras about their usage, you can harness them well. Points expire five years from the end of the quarter in which they are earned. The cardholder has to just get himself registered with the union bank at its official rewards website. This card is not used in all point of sales and the credit limit value is low with this card.
Know how to cancel your Credit Card: Knowing how to cancel your card is as important as knowing how to use it. Also, before signing the charge slip, check the amount printed on it. So, these are the three cards launched by the Union Bank of India. Redemption can be done for gift vouchers, merchandise, travel tickets, etc. You will also earn 1 additional Point for a total of 2 Points for each dollar of Net Purchases charged to your Account during each billing cycle at merchants which categorize their business as a service station or automated fuel dispensers. We have two mortgages with them and the only way we get to cope is to make the payments on time and avoid all contact. We make it easy for you to browse through and compare the various financial products on offer on the market; access our free and user-friendly online tools; and finally, enjoy a stress-free application process with quick approvals.
The Union bank rewards Scheme:- The Union bank provides reward points to its card holders. Coverage begins the first day of the calendar month following a payment of the cellular wireless phone bill. Understand liabilities: If your card has multiple users, know about the liabilities shared by secondary users. Documents required: Applicants of United Bank of India Credit Cards have to provide the basic documents such as id proof, residence proof, income proof, etc. Free Personal Insurance Cover offered to primary as well as add-on card holders for accidental death as mentioned under : Type of Card Other than Air Accident Air Accident Classic Rs. The applicants of the United Bank of India Shilpi Credit Card have to provide a few other documents such as continuity letter, Demand Promissory Note, Hypothecation of the assets made using the loan and two photographs. Currently, this means that if you make a payment in excess of the required minimum payment, we must apply the excess amount first to your Balance Category with the highest Annual Percentage Rate.
The reward points and cash back offers i get for this card but tried to avail it. If the customer tends to choose either of the last two options then the unpaid amount is carried forward to the next billing period. According to the terms and conditions of issue of Union Bank, it is the responsibility of the cardholders to resolve the dispute with the merchant concerned, in the case of dispute of transactions. All these three cards are issued for domestic as well as international use. Whom shall I contact to know my balance in the Credit Card Account? Under its personal finance section, the bank offers various products, including loans, deposits, insurance, investments, and cards.
In the case of disputed card transaction. Once you have registered you would be provided a user id and password. With help getting setup, start at the. Discount in movie and Petrol waiver are available. Any remaining portion of that excess amount must be applied to your other Balance Categories in descending order based on their applicable Annual Percentage Rates. Please review the Guide to Benefits at to determine if Cellular Telephone Protection is the right supplemental coverage solution for you.
This is referred to as Revolving Credit Facility. I have read, understood and consented to the declaration as provided. All loans are on discretion of the associated Banks. It has branches in Hong Kong, Dubai, Antwerp and Sydney. Credit cards come with legal contracts. The employees here are happy and friendly and always willing to offer assistance. These 8 digits are the most important part of the credit card number.
We enable you to obtain your credit score instantly, online, real time. My credit card is lost or stolen. Please for a full listing of Visa ® Global Customer Assistance Services toll-free numbers. Union Bank International Visa credit cards have the flexibility of being used at any merchant outlet across the globe. However, the bank would waive this charge if the cardholder spends Rs. You can also register your receipt and warranty information, which can be kept on file when you need them. Product name, logo, brands, and other trademarks featured or referred to within Credit Mantri are the property of their respective trademark holders.